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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,

Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts

M 2.3 - 10 km E of Pāhala, Hawaii

Time: 2026-01-15 02:57:26 UTC; 2026-01-15 02:57:26 UTC at epicenter
Location: 19.190°N 155.376°W
Depth: 30.40 km (18.89 mi)

M 1.8 - 6 km SSW of Pāhala, Hawaii

Time: 2026-01-15 02:01:13 UTC; 2026-01-15 02:01:13 UTC at epicenter
Location: 19.147°N 155.497°W
Depth: 30.18 km (18.75 mi)

M 2.3 - 105 km NW of Yakutat, Alaska

Time: 2026-01-15 00:42:44 UTC; 2026-01-15 00:42:44 UTC at epicenter
Location: 60.326°N 140.799°W
Depth: 5.00 km (3.11 mi)

M 1.0 - 12 km ESE of Coso Junction, CA

Time: 2026-01-15 00:38:18 UTC; 2026-01-15 00:38:18 UTC at epicenter
Location: 36.020°N 117.817°W
Depth: 1.51 km (0.94 mi)

M 1.8 - 11 km SSE of Maria Antonia, Puerto Rico

Time: 2026-01-15 00:35:55 UTC; 2026-01-15 00:35:55 UTC at epicenter
Location: 17.892°N 66.837°W
Depth: 11.14 km (6.92 mi)

M 1.0 - 46 km NW of Karluk, Alaska

Time: 2026-01-15 00:34:09 UTC; 2026-01-15 00:34:09 UTC at epicenter
Location: 57.887°N 154.963°W
Depth: 78.40 km (48.72 mi)

M 1.1 - 15 km WNW of Searles Valley, CA

Time: 2026-01-15 00:30:27 UTC; 2026-01-15 00:30:27 UTC at epicenter
Location: 35.808°N 117.565°W
Depth: 5.93 km (3.68 mi)

M 1.1 - 6 km WNW of Cobb, CA

Time: 2026-01-15 00:25:11 UTC; 2026-01-15 00:25:11 UTC at epicenter
Location: 38.833°N 122.791°W
Depth: 1.74 km (1.08 mi)

M 2.6 - 55 km ENE of Port Alsworth, Alaska

Time: 2026-01-15 00:17:04 UTC; 2026-01-15 00:17:04 UTC at epicenter
Location: 60.346°N 153.359°W
Depth: 168.90 km (104.95 mi)

M 1.3 - 13 km E of Fox, Alaska

Time: 2026-01-15 00:08:32 UTC; 2026-01-15 00:08:32 UTC at epicenter
Location: 64.981°N 147.344°W
Depth: 5.00 km (3.11 mi)

Insurance Journal

Verizon Users Report Service Outage Affecting Thousands
Verizon Communications Inc. is suffering a widespread service outage, with thousands of users reporting lack of cell service on Wednesday afternoon. Verizon, the largest US wireless provider, said it was aware of the issue and trying to resolve the problem. …

WV Program That Helped Tackle Abandoned Buildings is Running Out of Money
From their home on Charleston’s, West Virginia’s West Side, Tina and Matt Glaspey watched the house on the corner of First Avenue and Fitzgerald Street go downhill fast. A family with a young daughter left because they didn’t feel safe. …

CrowdStrike Defeats Shareholder Lawsuit Over Huge Software Outage
A federal judge dismissed a lawsuit by CrowdStrike shareholders who said the cybersecurity company defrauded them by concealing its inadequate software testing and quality assurance procedures, before a July 2024 outage crashed more than 8 million Microsoft Windows-based computers worldwide. …

FBI Says Arson Suspect Targeted Mississippi Synagogue That Was Bombed in 1967
A suspect in an arson fire at a synagogue that was bombed by the Ku Klux Klan decades ago admitted to targeting the historic institution because it’s a Jewish house of worship and confessed what he had done to his …

Baldwin Group Acquires Illinois’ Obie
Florida-based global insurance broker The Baldwin Group announced it has completed the acquisition of Creisoft, Inc. and its subsidiaries, collectively known as Obie, a Chicago-based embedded insurance distribution business specializing in insurance solutions for landlords and real estate investors. Obie …

Business Moves: ALKEME Expands in US With Addition of 5 Agencies
Brokerage ALKEME Insurance said it has acquired five agencies over the last quarter to enhance its property/casualty offerings while expanding its employee benefits capabilities across the United States. “With strong property and casualty capabilities in Indiana, New Jersey, California and …

People Moves: Roggenbaum Named Amerisure Vice President of Strategic Growth
Amerisure, headquartered in Farmington Hills, Michigan, named Doug Roggenbaum vice president of strategic growth. Roggenbaum brings nearly four decades of experience with Amerisure, having joined the organization in 1987. He was named regional vice president in 2003 and most recently …

Kansas Man Sentenced to Probation for Insurance and Identity Fraud
Kansas Insurance Commissioner Vicki Schmidt announced a Sedgwick county man has been sentenced to 24 months of probation for insurance and identity fraud. Marquez Gails, age 43, pleaded guilty on January 9, 2026, in Sedgwick County District Court to one …

Deadly Fire at Assisted Living Facility Prompts Massachusetts Safety Reforms
Massachusetts is enacting a series of safety reforms at assisted living facilities including increased inspections and better access to records following a fire last year that killed 10 residents, the governor announced Monday. The recommendations, detailed in a report from …

Texts Show Texas Officials’ Confusion About Campers’ Fate Amid Flood
The first 911 call from the historic Camp Mystic on the Guadalupe River came in at 3:57 a.m., when a caller told the dispatcher she was stranded on a hill and cabins around her were filling with water. Around the …