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Westlake Village, CA 91362
(805) 413-1491
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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,



Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts
M 1.6 - 17 km SSE of Glacier View, Alaska
Time
2026-02-03 22:39:59 UTC
2026-02-03 22:39:59 UTC at epicenter
Location
61.666°N 147.504°W
Depth
28.40 km (17.65 mi)
M 1.6 - 17 km NNE of Thousand Palms, CA
Time
2026-02-03 22:33:36 UTC
2026-02-03 22:33:36 UTC at epicenter
Location
33.955°N 116.313°W
Depth
7.60 km (4.72 mi)
M 1.2 - 21 km N of Indio, CA
Time
2026-02-03 22:17:08 UTC
2026-02-03 22:17:08 UTC at epicenter
Location
33.902°N 116.174°W
Depth
6.67 km (4.14 mi)
M 2.8 - 2 km W of Parkfield, CA
Time
2026-02-03 22:16:18 UTC
2026-02-03 22:16:18 UTC at epicenter
Location
35.902°N 120.452°W
Depth
5.35 km (3.32 mi)
M 2.0 - 2 km W of Parkfield, CA
Time
2026-02-03 22:11:00 UTC
2026-02-03 22:11:00 UTC at epicenter
Location
35.900°N 120.452°W
Depth
5.42 km (3.37 mi)
M 1.8 - 7 km WSW of Henderson, Nevada
Time
2026-02-03 22:10:36 UTC
2026-02-03 22:10:36 UTC at epicenter
Location
36.010°N 115.051°W
Depth
15.32 km (9.52 mi)
M 0.4 - 14 km NE of Ridgecrest, CA
Time
2026-02-03 21:55:16 UTC
2026-02-03 21:55:16 UTC at epicenter
Location
35.720°N 117.576°W
Depth
8.43 km (5.24 mi)
M 1.5 - 4 km SE of San Ramon, CA
Time
2026-02-03 21:54:20 UTC
2026-02-03 21:54:20 UTC at epicenter
Location
37.760°N 121.943°W
Depth
7.12 km (4.42 mi)
M 2.4 - 8 km E of Pearsall, Texas
Time
2026-02-03 21:50:47 UTC
2026-02-03 21:50:47 UTC at epicenter
Location
28.903°N 99.011°W
Depth
5.72 km (3.56 mi)
M 2.5 - 4 km ESE of San Ramon, CA

DYFI? - III

Time
2026-02-03 21:45:26 UTC
2026-02-03 21:45:26 UTC at epicenter
Location
37.762°N 121.940°W
Depth
8.29 km (5.15 mi)

Insurance Journal
Chubb Posts Record Q4 and Full Year P/C Underwriting Income, Combined Ratio
Insurer Chubb booked fourth quarter net income 24.7% higher than a year ago at about $3.2 billion. Results included record P/C underwriting income of $2.2 billion, up nearly 40% over the same period in 2024. The P/C combined ratio was …
People Moves: Marsh Names Quest as UK CEO, Succeeding Lay; TMK Taps Carpenter’s Sitki as Cyber Re U/W; Everest Promotes 2 Key Leaders in Facultative & Hybrid Re
This edition of International People Moves details appointments at Marsh, Tokio Marine Kiln (TMK), and Everest Group. A summary of these new hires follows here. Marsh Names Quest as UK CEO, Succeeding Lay Insurance broker Marsh announced the appointment of …
Florida Appeals Court Blocks Punitive Damages Claim in Car-Sharing Crash Case
Plaintiffs claiming punitive damages in lawsuits must meet a high bar, a Florida appeals court found in overturning a trial court’s decision in a fatal accident involving an online car-sharing platform. Turo Inc., a firm that connects renters with automobile …
Allianz Commerical Relocates Chicago Office
Allianz Commercial announced it is relocating its Chicago office to a newly designed workspace at 155 North Wacker Drive, located in the city’s Financial District. The new office spans nearly 28,000 square feet and was designed to support the company’s …
Specialty Program Group Launches SPG Transportation
Specialty Program Group, a specialty platform headquartered in Chicago, is consolidating its transportation businesses under a single platform: SPG Transportation. Avant Brokerage, Avant Underwriters, BizCHOICE Transportation and MOVER’S CHOICE will now operate as a unified platform – SPG Transportation. SPG …
Oklahoma McDonald’s Franchisee Settles Sexual Harassment Lawsuit
A McDonald’s franchisee in Oklahoma has settled a federal lawsuit alleging a teenage worker was sexually harassed by a male supervisor. Arch Fellow North, LLC, owner and operator of eight McDonald’s restaurants in eastern Oklahoma, will pay $80,000 and provide …
Texas Data Centers to Rely on Gas Power Plants
Texas’ environmental regulator last week issued the largest air pollution permit in the country to an enormous planned complex of gas power plants and data centers near the oilfields of the Permian Basin, according to an announcement from the project’s …
After Falling 6% in 2025, Average Auto Insurance Cost Will Stabilize in 2026, Says Insurify
Consumers of auto insurance in the U.S. received a respite overall from several years of premium increases, but don’t tell that to drivers in some states and don’t look for it to continue. According to online insurance agent Insurify, the …
Florida Cold Damages Citrus Crop, Strains Power Supplies
Florida endured another day of bitter cold that damaged the state’s citrus crop and prompted a local utility to ask residents to reduce electricity use. Freeze warnings and cold weather advisories cover a large portion of the state, the National …
KCC: Winter Storm Fern to Cause $6.7M in Insured Losses
The late January winter storm will caused insured losses of $6.7 billion, making it one of the costliest winter storms since 1950. The estimate comes from catastrophe modeler KCC, headed by modeling pioneer Karen Clark. The tally includes privately insured …





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