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(805) 413-1491
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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,



Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts
M 2.4 - 15 km ENE of Falls City, Texas
Time
2026-02-23 20:41:41 UTC
2026-02-23 20:41:41 UTC at epicenter
Location
29.041°N 97.868°W
Depth
6.03 km (3.75 mi)
M 1.5 - 8 km N of Greenfield, CA
Time
2026-02-23 20:41:07 UTC
2026-02-23 20:41:07 UTC at epicenter
Location
36.395°N 121.235°W
Depth
7.64 km (4.75 mi)
M 0.9 - 7 km WNW of Cobb, CA
Time
2026-02-23 20:34:24 UTC
2026-02-23 20:34:24 UTC at epicenter
Location
38.837°N 122.807°W
Depth
1.92 km (1.19 mi)
M 2.5 - 9 km ESE of Loco, Oklahoma
Time
2026-02-23 20:32:54 UTC
2026-02-23 20:32:54 UTC at epicenter
Location
34.287°N 97.591°W
Depth
3.75 km (2.33 mi)
M 4.2 - 72 km SW of Nikolski, Alaska

ShakeMap - III

Time
2026-02-23 20:15:49 UTC
2026-02-23 20:15:49 UTC at epicenter
Location
52.512°N 169.673°W
Depth
10.00 km (6.21 mi)
M 0.5 - 6 km WSW of Anza, CA
Time
2026-02-23 20:07:04 UTC
2026-02-23 20:07:04 UTC at epicenter
Location
33.535°N 116.730°W
Depth
2.98 km (1.85 mi)
M 2.0 - 10 km ESE of Loco, Oklahoma
Time
2026-02-23 20:02:09 UTC
2026-02-23 20:02:09 UTC at epicenter
Location
34.297°N 97.578°W
Depth
5.93 km (3.68 mi)
M 4.4 - 84 km SW of Nikolski, Alaska

ShakeMap - III

Time
2026-02-23 20:01:39 UTC
2026-02-23 20:01:39 UTC at epicenter
Location
52.502°N 169.883°W
Depth
10.00 km (6.21 mi)
M 1.7 - 20 km SSE of Pāhala, Hawaii
Time
2026-02-23 19:46:41 UTC
2026-02-23 19:46:41 UTC at epicenter
Location
19.047°N 155.372°W
Depth
32.17 km (19.99 mi)
M 1.4 - 2 km ESE of The Geysers, CA
Time
2026-02-23 19:41:23 UTC
2026-02-23 19:41:23 UTC at epicenter
Location
38.772°N 122.729°W
Depth
0.51 km (0.32 mi)

Insurance Journal
Cattle Ranchers Search for Feed as Wildfires Burn Grazing Lands
Pasture lands have been stripped down to a sea of sand after wildfires tore across the U.S. Plains, killing cattle and wiping out their food sources, and threatening a historically small herd already linked to rising beef prices. The loss …
Neptune Reports Drop in Profit for 2025 But Strong Growth After IPO
The parent of St. Petersburg-based Neptune Flood reported a 63% drop in profit for 2025, along with a quarterly drop, five months after the firm went public. Much of the drop in net income was due to some $4.6 million …
Volvo Cars to Recall 40,000 Electric SUVs Over Battery Fire Risk
Volvo Cars will recall over 40,000 of its flagship electric EX30 SUVs because their battery packs risk overheating, it told Reuters on Monday, a move that could dent the automaker’s hard-earned reputation for safety and cost it millions of dollars. …
FIGA Moves to End 1% Assessment for Insolvent Insurer Claims 2 Years Early
Remember the stormy days of March 2023, when the Florida Insurance Guaranty Association voted to add a 1% emergency assessment on all homeowners’ and commercial policies, to help pay outstanding claims left behind by insolvent insurers? Three years later, FIGA …
Tech Update: Zywave Unveils 4 New AI Agents; Cytora, Warren Group Partner to Improve Commercial Property Underwriting
Zywave, a provider of insurance technology solutions, recently debuted insurance-specialized AI agents rolled out to more than 35 early adopters across a wide range of insurance organizations. In addition, new platform enhancements will help insurance agencies and brokers transform how …
Ski Guides in Spotlight as Investigators Probe Deadly California Avalanche
An investigation to determine if backcountry guides were criminally negligent during a California ski trip that ended with eight people killed in an avalanche and another presumed dead has surprised legal experts, who said the probe has scant precedent. Backcountry …
ECB Steps Up Scrutiny of European Banks’ AI Industry Exposure
The European Central Bank is delving into the risks faced by banks in the region from the artificial intelligence industry, amid heightened concern over hidden credit exposures and financial-sector disruption. The Frankfurt-based central bank is asking a small number of …
FEMA to Help With Sewage Spill Into Potomac River
President Donald Trump has approved emergency assistance to Washington, D.C., to help the city address a sewage system leak that dumped at least 250 million gallons of raw sewage into the Potomac River. The Federal Emergency Management Agency announced Trump’s …
Sompo Receives Regulatory Approvals to Acquire Aspen Insurance in $3.5B Deal
Sompo Holdings Inc. announced it has received the necessary antitrust and insurance regulatory approvals required to complete its previously announced acquisition of Aspen Insurance Holdings Ltd., via a wholly owned subsidiary of Sompo International Holdings Ltd. (SIH). The $3.5 billion …
New York City Isolated by Snowstorm as Thousands of Flights Canceled
A powerful winter storm has cut off New York City, grounding thousands of flights and straining transport networks, as 41 million people along the US East Coast brace for blizzard conditions in what could be one of the city’s worst …





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