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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,



Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts
M 2.2 - 14 km WNW of Union City, Oklahoma
Time
2026-05-05 09:26:46 UTC
2026-05-05 09:26:46 UTC at epicenter
Location
35.434°N 98.091°W
Depth
6.14 km (3.82 mi)
M 1.8 - 34 km NE of Tonopah, Nevada
Time
2026-05-05 09:24:18 UTC
2026-05-05 09:24:18 UTC at epicenter
Location
38.272°N 116.939°W
Depth
3.91 km (2.43 mi)
M 1.7 - 79 km NE of Tonopah, Nevada
Time
2026-05-05 09:13:31 UTC
2026-05-05 09:13:31 UTC at epicenter
Location
38.479°N 116.481°W
Depth
6.92 km (4.30 mi)
M 1.6 - 77 km NE of Tonopah, Nevada
Time
2026-05-05 09:00:58 UTC
2026-05-05 09:00:58 UTC at epicenter
Location
38.463°N 116.497°W
Depth
1.35 km (0.84 mi)
M 1.8 - 83 km NE of Tonopah, Nevada
Time
2026-05-05 08:57:31 UTC
2026-05-05 08:57:31 UTC at epicenter
Location
38.495°N 116.451°W
Depth
5.04 km (3.13 mi)
M 1.3 - 4 km E of Piru, CA
Time
2026-05-05 08:49:25 UTC
2026-05-05 08:49:25 UTC at epicenter
Location
34.416°N 118.746°W
Depth
7.11 km (4.42 mi)
M 1.9 - 81 km ENE of Tonopah, Nevada
Time
2026-05-05 08:46:17 UTC
2026-05-05 08:46:17 UTC at epicenter
Location
38.478°N 116.454°W
Depth
4.87 km (3.02 mi)
M 4.9 - 136 km NW of Hicks Bay, New Zealand

PAGER - GREEN ShakeMap - III DYFI? - III

Time
2026-05-05 08:43:45 UTC
2026-05-05 08:43:45 UTC at epicenter
Location
36.641°S 177.334°E
Depth
10.00 km (6.21 mi)
M 2.4 - 7 km NNE of Avenal, CA
Time
2026-05-05 08:39:20 UTC
2026-05-05 08:39:20 UTC at epicenter
Location
36.055°N 120.091°W
Depth
14.06 km (8.74 mi)
M 1.6 - 22 km E of Hydesville, CA
Time
2026-05-05 08:39:19 UTC
2026-05-05 08:39:19 UTC at epicenter
Location
40.538°N 123.834°W
Depth
21.55 km (13.39 mi)

Insurance Journal
Oil Tanker Pricing Feud Embroils Centuries-Old London Market
A legal claim from one of the world’s largest oil traders is throwing a spotlight on an arcane but critical corner of global finance — the multibillion-dollar freight market and the 282-year-old City of London institution that sits at the …
Ships Cluster Further From Hormuz Strait as Iran Widens Grip
Hundreds of vessels were seen clustering near Dubai on Tuesday, as more ships moved away from a still-empty Strait of Hormuz in response to Iran’s efforts to widen its area of control. A weeks-long ceasefire between the US and Iran …
Middle East Truce in Doubt as US and Iran Launch New Attacks for Control of Hormuz
The fragile truce in the Middle East was in jeopardy on Tuesday after the U.S. and Iran launched new attacks as they wrestled for control of the Strait of Hormuz. The U.S. military said on Monday it destroyed six Iranian …
No, Florida Lawmakers Did Not Repeal the No-Fault Auto Insurance Law
Did you hear that Florida’s 55-year-old “no-fault” auto insurance statute has been repealed? Most people in the Florida insurance industry probably know that is not true. But a number of recent websites and postings by Florida plaintiffs’ law firms and …
Federal Judge Has ‘Grave Concerns’ About Missouri Roundup Deal
A federal judge overseeing thousands of cancer lawsuits against Bayer AG and its Roundup weedkiller said he had “grave concerns” about whether a proposed $7.25 billion class-action settlement in Missouri could properly address future claims outside the state. At a …
For Autonomous Robots, Not All Rules Are Equal
From driving cars to flying drones, as autonomous robots take on more responsibility, they also face more human-like dilemmas — including what to do when rules collide. For a self-driving vehicle, this conundrum might pop up when a pedestrian suddenly …
Kalshi Grilled by Massachusetts High Court Over What Gambling Is
The Massachusetts Supreme Court appeared skeptical of Kalshi Inc.’s claim that its prediction markets don’t fall under state gambling laws because the company is instead providing financial arrangements between people using “swap” contracts on events like sports. The case is …
Oregon Regulator Shutting Down Health Sharing Company’s ‘Unlicensed’ Insurance Program
Oregon regulators ordered a health sharing company to stop selling coverage to residents, saying the company’s membership plans were functioning as unlicensed insurance. ClearShare Health was ordered to stop selling coverage by the Oregon Division of Financial Regulation, which began …
Treasury’s Bessent Wants Americans to Avoid Easy-Money Traps, Be Financially Literate
Treasury Secretary Scott Bessent winces at the allure of easy money — whether it’s lottery tickets, buy now, pay later loans or the promise of a crypto windfall — warning that the get-rich-quick mindset often leads Americans farther from financial …
Delta Dental Insurers to Pay New York $2.25M Over Cybersecurity Incident
Delta Dental Insurance Co. (DDIC) and Delta Dental of New York, Inc. (DDNY) will pay a $2.25 million penalty for violations of New York’s cybersecurity regulation, the Department of Financial Services (DFS) reported. Acting DFS Superintendent Kaitlin Asrow said that …





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