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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,

Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts

M 3.1 - 213 km ESE of Chiniak, Alaska

Time: 2026-10-08 21:24:20 UTC; 2026-10-08 21:24:20 UTC at epicenter
Location: 56.848°N 149.045°W
Depth: 5.00 km (3.11 mi)

M 1.7 - 63 km S of Kingston, Nevada

Time: 2026-10-08 21:21:14 UTC; 2026-10-08 21:21:14 UTC at epicenter
Location: 38.637°N 117.094°W
Depth: 4.50 km (2.79 mi)

M 1.1 - 65 km WNW of Beluga, Alaska

Time: 2026-10-08 20:45:12 UTC; 2026-10-08 20:45:12 UTC at epicenter
Location: 61.329°N 152.235°W
Depth: 7.30 km (4.54 mi)

M 2.0 - 24 km SE of Pāhala, Hawaii

Time: 2026-10-08 20:34:56 UTC; 2026-10-08 20:34:56 UTC at epicenter
Location: 19.030°N 155.339°W
Depth: 15.40 km (9.57 mi)

M 1.3 - 43 km WNW of Tyonek, Alaska

Time: 2026-10-08 20:31:43 UTC; 2026-10-08 20:31:43 UTC at epicenter
Location: 61.192°N 151.910°W
Depth: 102.50 km (63.69 mi)

M 1.7 Explosion - 12 km ESE of Enumclaw, Washington

Time: 2026-10-08 20:24:10 UTC; 2026-10-08 20:24:10 UTC at epicenter
Location: 47.170°N 121.839°W
Depth: -1.03 km (-0.64 mi)

M 1.9 - 11 km NNE of Pāhala, Hawaii

Time: 2026-10-08 20:16:34 UTC; 2026-10-08 20:16:34 UTC at epicenter
Location: 19.292°N 155.430°W
Depth: 27.92 km (17.35 mi)

M 1.7 - 50 km SSW of Nanwalek, Alaska

Time: 2026-10-08 20:07:09 UTC; 2026-10-08 20:07:09 UTC at epicenter
Location: 58.931°N 152.250°W
Depth: 57.70 km (35.85 mi)

M 1.2 - 11 km NE of Borrego Springs, CA

Time: 2026-10-08 19:51:26 UTC; 2026-10-08 19:51:26 UTC at epicenter
Location: 33.320°N 116.285°W
Depth: 8.12 km (5.05 mi)

M 1.9 - 12 km SSW of Volcano, Hawaii

Time: 2026-10-08 19:49:09 UTC; 2026-10-08 19:49:09 UTC at epicenter
Location: 19.337°N 155.286°W
Depth: 28.78 km (17.88 mi)

Insurance Journal

California Workers’ Comp Combined Ratio Highest in More Than 20 Years
The projected combined ratio for California workers’ compensation insurers reached 127% in 2025, the highest in more than 20 years, a new report shows. The Workers’ Compensation Insurance Rating Bureau of California released its latest Quarterly Experience Report, which delves …

Ohio Contractor Sued for for Alleged Incomplete Home Improvements
Ohio Attorney General Andy Wilson is suing a home-improvement contractor in southwestern Ohio accused of charging consumers for services that were not completed or, in some cases, even started. Wilson’s lawsuit alleges that Cincinnati-based Quincy Barrett and his company, Crown …

Texas Agency Sues to Stop Release of Data Center Records, Citing Terrorist Risk
The Public Utility Commission of Texas is asking a Travis County judge to block the release of information showing where data centers and virtual currency mines operate, saying those details could aid terrorists. The lawsuit filed Monday pits the state …

Michigan Attorney General Sues State’s Blue Cross Health Insurer
The Michigan attorney general is suing the state’s Blue Cross Blue Shield insurance plan for alleged anticompetitive conduct, opening a new front in a long-running legal fight over the structure of Blue Cross plans. The complaint says the company conspired …

Priceline to Face FTC Action Over Deceptive Hotel Ads, Sources Say
The US Federal Trade Commission is gearing up to take action against Priceline.com owner Booking Holdings E&over online ads that appear to direct consumers to a hotel’s site but send them to a third-party site where they are often charged …

NY City Accuses Law Firm of Running Injury Claims Fraud Operation
New York City is suing a Manhattan law firm for allegedly running a multimillion dollar personal injury fraud scheme by filing as many as 15 injury claims against the city on behalf of people allegedly harmed due to roadway defects. …

Florida Cybersecurity Firm Head Charged With Scamming Victimized Businesses
A Florida man who held himself out as a cyberattack solutions expert paid off the attackers while keeping much larger sums for himself—creating a piggy-back type of cyber fraud scheme, a grand jury said in an indictment. Zohar Pinhasi, the …

Leak Exposes Payments to Hacking Group That Has Extorted Law Firms
Leak data posted to the internet has exposed payments made to a hacking group known for extorting large sums of money from law firms, blockchain investigations firm Chainalysis said Oct. 7. The findings come after an unknown party posted troves …

AM Best Downgrades Hanover Fire & Casualty of Pennsylvania
Analysts at AM Best recently downgraded the Financial Strength Rating (FSR) to B+ (Good) from B++ (Good) and the Long-Term Issuer Credit Rating (Long-Term ICR) to “bbb-” (Good) from “bbb” (Good) of Hanover Fire & Casualty Insurance Co in King …

Trust Is the New Frontier in a World of AI Synthetic Content, Digital Doppelgangers
Thanks to the capabilities of artificial intelligence, trust is going to be an even more important component in the cybersecurity landscape. “The mantra moving forward is trust no one, verify everyone,” said Experian in its newly released 2027 Data Breach …