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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,



Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts
M 5.1 - 129 km E of Yamada, Japan
Time
2026-04-20 12:56:45 UTC
2026-04-20 12:56:45 UTC at epicenter
Location
39.589°N 143.449°E
Depth
10.00 km (6.21 mi)
M 1.2 - 20 km NNE of Indio, CA
Time
2026-04-20 12:46:57 UTC
2026-04-20 12:46:57 UTC at epicenter
Location
33.898°N 116.171°W
Depth
4.56 km (2.83 mi)
M 1.6 - 61 km NW of Aleneva, Alaska
Time
2026-04-20 12:40:17 UTC
2026-04-20 12:40:17 UTC at epicenter
Location
58.380°N 153.754°W
Depth
73.50 km (45.67 mi)
M 1.3 - 8 km WSW of Vacaville, CA
Time
2026-04-20 12:38:08 UTC
2026-04-20 12:38:08 UTC at epicenter
Location
38.332°N 122.080°W
Depth
4.32 km (2.68 mi)
M 1.1 - 2 km ESE of The Geysers, CA
Time
2026-04-20 12:37:34 UTC
2026-04-20 12:37:34 UTC at epicenter
Location
38.770°N 122.730°W
Depth
1.71 km (1.06 mi)
M 1.2 - 9 km NW of The Geysers, CA
Time
2026-04-20 12:22:44 UTC
2026-04-20 12:22:44 UTC at epicenter
Location
38.822°N 122.841°W
Depth
2.34 km (1.45 mi)
M 1.9 - 19 km SE of Silver Springs, Nevada
Time
2026-04-20 11:59:33 UTC
2026-04-20 11:59:33 UTC at epicenter
Location
39.271°N 119.094°W
Depth
8.94 km (5.55 mi)
M 1.9 - 10 km SSW of Laupāhoehoe, Hawaii
Time
2026-04-20 11:51:49 UTC
2026-04-20 11:51:49 UTC at epicenter
Location
19.896°N 155.269°W
Depth
35.07 km (21.79 mi)
M 2.0 - 7 km WNW of Randleman, North Carolina

DYFI? - IV

Time
2026-04-20 11:50:02 UTC
2026-04-20 11:50:02 UTC at epicenter
Location
35.852°N 79.876°W
Depth
3.62 km (2.25 mi)
M 4.6 - 14 km ESE of Sulangan, Philippines
Time
2026-04-20 11:44:37 UTC
2026-04-20 11:44:37 UTC at epicenter
Location
10.866°N 125.935°E
Depth
35.00 km (21.75 mi)

Insurance Journal
Skydiver Rescued After Crashing Into Virginia Tech Stadium Scoreboard
A skydiver crashed into the Lane Stadium scoreboard before Virginia Tech’s spring football game Saturday. Virginia Tech officials said on X that the skydiver “was safely secured and is currently stable” following rescue efforts. The incident caused a delay in …
Gunfire, U-Turns and Threats Mark a Chaotic Weekend in Hormuz
After Iranian Foreign Minister Abbas Araghchi posted on X on Friday that the Strait of Hormuz was “completely open,” a tanker stuck in the Persian Gulf immediately lifted anchor and began heading for the narrow waterway. The ship believed it …
India Expands Russian Marine Insurance Options
India has expanded the pool of Russian insurers eligible to provide marine cover to ships docking at its ports, increasing the number to 11 from eight, according to its Directorate General of Shipping. India has permitted Russia’s Gazprom Insurance and …
How Niche Insurance Shielded Bad Bunny From Bad Weather
Bad Bunny had a problem. Days before the Puerto Rican mega-star was set to perform in Colombia earlier this year, the possibility of heavy rains threatened to turn three sold-out shows in Medellin into multimillion-dollar losses. Solutions were few. Traditional …
Asia Regulators Raise Scrutiny on Banks Amid Mythos AI Fears
Regulators across Asia are stepping up scrutiny of cybersecurity risks in their financial systems, as concerns over Anthropic PBC’s latest AI model Mythos spread. Singapore’s financial regulator is urging banks to plug holes, while South Korea’s government agencies have met …
Update: Ceasefire at Risk After US Seizes Iranian Ship, Iran Shuns Peace Talks
A ceasefire between the United States and Iran appeared in jeopardy on Monday after the U.S. said it had seized an Iranian cargo ship that tried to run its blockade and Tehran vowed to retaliate, refusing for now to join …
Ex-CEO, Ex-CFO of Bankrupt AI Company Charged With Fraud
The former chief executive and chief financial officer of iLearningEngines, which provided AI-driven business automation technology, were indicted on charges they defrauded investors and lenders by fabricating “virtually all” of the now-bankrupt company’s customer relationships and revenue. Former CEO Puthugramam …
Pemex Undersea Pipeline Found to Cause Gulf Oil Spill
An oil spill in the Gulf of Mexico that soiled beaches, killed wildlife and sparked outrage from environmental groups was caused by a leaky pipeline owned by state oil company Petroleos Mexicanos, the company said. A government investigation determined that …
SEC’s Power to Recoup Illicit Profits Challenged at Supreme Court
Three times over the past decade, the US Supreme Court has cut the Securities and Exchange Commission’s ability to extract millions of dollars from alleged wrongdoers. Critics of the commission say it’s not enough. In arguments Monday they are asking …
AI for the Defense: Should Insurers or Law Firms Pay?
The idea that AI tools can help plaintiffs’ lawyers to improve finely tuned litigation strategies that ultimately drive insurance company claims payouts is not new to Carrier Management readers. Nor is the suggestion that defense firms need to try to …





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