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Wealth, & Well-Being.

Countless Solutions ... Your Way


We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,



Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts
M 1.7 - 11 km W of Lake Pillsbury, CA
Time
2026-09-17 09:59:45 UTC
2026-09-17 09:59:45 UTC at epicenter
Location
39.389°N 123.088°W
Depth
-0.77 km (-0.48 mi)
M 2.3 - 9 km SSE of Scappoose, Oregon
Time
2026-09-17 09:56:45 UTC
2026-09-17 09:56:45 UTC at epicenter
Location
45.674°N 122.843°W
Depth
21.91 km (13.61 mi)
M 1.2 - 1 km SE of Simi Valley, CA
Time
2026-09-17 09:56:11 UTC
2026-09-17 09:56:11 UTC at epicenter
Location
34.262°N 118.729°W
Depth
9.23 km (5.74 mi)
M 1.4 - 1 km SE of Simi Valley, CA
Time
2026-09-17 09:53:16 UTC
2026-09-17 09:53:16 UTC at epicenter
Location
34.264°N 118.728°W
Depth
9.47 km (5.88 mi)
M 0.6 - 84 km NNW of Karluk, Alaska
Time
2026-09-17 09:52:50 UTC
2026-09-17 09:52:50 UTC at epicenter
Location
58.268°N 154.994°W
Depth
5.00 km (3.11 mi)
M 1.6 - 23 km W of Toyah, Texas
Time
2026-09-17 09:42:24 UTC
2026-09-17 09:42:24 UTC at epicenter
Location
31.307°N 104.044°W
Depth
0.00 km (0.00 mi)
M 0.5 - 3 km ENE of Borrego Springs, CA
Time
2026-09-17 09:37:12 UTC
2026-09-17 09:37:12 UTC at epicenter
Location
33.264°N 116.342°W
Depth
12.67 km (7.87 mi)
M 2.5 - 58 km S of Whites City, New Mexico
Time
2026-09-17 09:34:33 UTC
2026-09-17 09:34:33 UTC at epicenter
Location
31.653°N 104.461°W
Depth
6.54 km (4.06 mi)
M 0.4 - 11 km NW of The Geysers, CA
Time
2026-09-17 09:33:26 UTC
2026-09-17 09:33:26 UTC at epicenter
Location
38.847°N 122.849°W
Depth
0.58 km (0.36 mi)
M 1.8 - 4 km NNE of Pacifica, CA
Time
2026-09-17 09:32:12 UTC
2026-09-17 09:32:12 UTC at epicenter
Location
37.644°N 122.473°W
Depth
3.81 km (2.37 mi)

Insurance Journal
El Niño, War Raise Asia’s Food Security Risks, Verisk Maplecroft Says
Severe weather disruptions will amplify food security risks in Asia, potentially triggering civil unrest and political instability in vulnerable countries such as India, Indonesia and the Philippines, according to consultancy Verisk Maplecroft. The warning comes as the war in Iran …
Climate, Seismic Factors Primed ‘Unprecedented’ Nepal Disaster
The catastrophic mountain flooding in Nepal that killed more than 1,300 people was driven by a complex web of climate and seismic processes that made it nearly impossible to predict, according to an international team of scientists. Rising global temperatures …
First Solar Drops ITC Patent Case, Shifts Focus to Lawsuits Against Rivals
U.S. solar panel maker First Solar Inc said on Sept. 16 it would withdraw a patent infringement complaint before the U.S. International Trade Commission and instead focus on pursuing lawsuits in federal court against rivals over a leading solar technology. …
House Committee Advances to Curtail CFPB’s Insurance Regulation
The U.S. House Financial Service Committee on Sept. 16 advanced a bill to limit the authority of the Consumer Financial Protection Bureau, which the insurance industry said has crept over the years into insurance regulation. Within the Consumer Financial Protection …
OpenAI’s Rogue Agents Probed Hugging Face for 2 Months Before Major Hack
Rogue AI agents from OpenAI hijacked Hugging Face user accounts and probed the site itself for vulnerabilities as early as May, nearly two months before the July breach of the open-source repository drew global attention, according to researchers who reviewed …
Florida Condo Manager, Contractor Charged in Alleged $186,000 Kickback Scheme
A contractor and a south Florida condominium property manager have been charged in a kickback scheme. Richard Thomas Murray, 62, head of AP Construction Solutions, of Pompano Beach, was charged last week with providing $186,000 to Carlos Jose Mejia, property …
US Tracking Cyber Threats Against Nearly 20 Ships Worldwide
US government agencies are tracking cyber threats against nearly 20 shipping vessels around the world, according to US officials familiar with the situation. The Coast Guard has asked for advance notice if any of those ships plan to come into …
California Insurance Commissioner Proposes End to Marital Status Use in Auto Rates
California Insurance Commissioner Ricardo Lara is proposing changing regulations to prohibit insurance companies from using a driver’s marital status as an optional factor when setting private passenger automobile insurance rates. Related: California Governor Signs Act to Create Smoke Damage Presumption …
New York Law Confirms Insurer Liability for Bad Faith Includes Third-Party Claims
New York law recognizes a claim against insurance companies for breach of the implied covenant of good faith and fair dealing, specifically where the insurance company’s handling of a claim frustrates the policy’s purpose and results in damages beyond the …
Khalil Lawsuit Alleges Columbia University Failed to Protect Pro-Palestinian Activists
Palestinian activist Mahmoud Khalil sued Columbia University on Monday, alleging it failed to address harassment against him and other members of a pro-Palestinian campus group and retaliated against them when they reported it. The university’s “deliberate indifference” led to the …





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