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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,



Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts
M 4.5 - 44 km SSE of Champerico, Guatemala
Time
2026-10-15 20:39:25 UTC
2026-10-15 20:39:25 UTC at epicenter
Location
13.901°N 91.818°W
Depth
59.49 km (36.96 mi)
M 1.8 - 12 km S of Honaunau-Napoopoo, Hawaii
Time
2026-10-15 20:29:39 UTC
2026-10-15 20:29:39 UTC at epicenter
Location
19.342°N 155.863°W
Depth
19.53 km (12.14 mi)
M 4.3 - 11 km SE of Huara, Chile

DYFI? - III

Time
2026-10-15 20:25:20 UTC
2026-10-15 20:25:20 UTC at epicenter
Location
20.069°S 69.699°W
Depth
72.18 km (44.85 mi)
M 1.8 - 82 km NNW of Karluk, Alaska
Time
2026-10-15 20:18:09 UTC
2026-10-15 20:18:09 UTC at epicenter
Location
58.264°N 154.948°W
Depth
6.00 km (3.73 mi)
M 1.8 - 16 km NNW of Paragonah, Utah
Time
2026-10-15 20:04:28 UTC
2026-10-15 20:04:28 UTC at epicenter
Location
38.019°N 112.866°W
Depth
9.74 km (6.05 mi)
M 1.8 - 18 km SW of Jal, New Mexico
Time
2026-10-15 20:01:41 UTC
2026-10-15 20:01:41 UTC at epicenter
Location
31.975°N 103.308°W
Depth
4.98 km (3.10 mi)
M 2.9 - 86 km SE of Ugashik, Alaska
Time
2026-10-15 19:58:37 UTC
2026-10-15 19:58:37 UTC at epicenter
Location
57.083°N 156.198°W
Depth
0.10 km (0.06 mi)
M 1.1 - 8 km NW of The Geysers, CA
Time
2026-10-15 19:55:13 UTC
2026-10-15 19:55:13 UTC at epicenter
Location
38.832°N 122.817°W
Depth
1.83 km (1.14 mi)
M 3.6 - 40 km NNE of Beaver, Alaska

ShakeMap - IV

Time
2026-10-15 19:46:41 UTC
2026-10-15 19:46:41 UTC at epicenter
Location
66.664°N 146.915°W
Depth
1.10 km (0.68 mi)
M 1.6 - 50 km NW of Toyah, Texas
Time
2026-10-15 19:37:56 UTC
2026-10-15 19:37:56 UTC at epicenter
Location
31.613°N 104.198°W
Depth
6.10 km (3.79 mi)

Insurance Journal
Florida Congressional Candidate Says Home Ground Wires to Be Replaced After Suit
The founder of a central Florida home services company, who is running for Congress this year, said the firm will inspect and replace electrical ground wires that may not meet building code, after homeowners filed a lawsuit. Joe Strada, founder …
States Seek Children’s Data Protections in Character.AI Bankruptcy
A group of 40 state attorneys general on Wednesday urged a US bankruptcy judge in Delaware to protect young users of Character.AI and keep their data safe during the AI companion company’s bankruptcy. Character.AI filed for bankruptcy late on Oct. …
KCC Says Isaias Insured Losses to Be $3 Billion; AM Best Calls Storm an Earnings Event
Catastrophe risk management firm Karen Clark & Co. (KCC) said privately insured losses from wind and storm surge during Hurricane Isaias will be about $3 billion, making the storm one of the most manageable for insurers in recent years. AM …
AM Best Revises Outlooks to Positive for AmTrust Group Insurers
AM Best has revised the outlooks to positive from stable for the members of the New York-based AmTrust Group. The ratings firm also affirmed the Financial Strength Rating (FSR) of A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) …
Chubb Revamps Claims with 3 Leadership Promotions
Chubb Limited said it made three leadership appointments within its global claims organization. Lisa Wilson has been named head of North America claims, overseeing all aspects of North America commercial and personal lines claims and services, effective immediately. Wilson will …
Missouri DCI Urges Residents to Consider Earthquake Insurance
October 15 is the Great ShakeOut, a day when millions of Americans participate in earthquake drills while at school, work or home. The Missouri Department of Commerce and Insurance (DCI) is using October as a reminder for residents to consider …
Insurers: French Supermarkets’ Cyber Insurance Unlikely to Cover Food Losses
French supermarkets are facing millions of euros in losses after a cyberattack forced them to throw away food, in a crisis that is not typically covered by cyber insurance policies but could still lead to higher premiums in future, insurers …
People Moves: Markel Strengthens London Marine & Energy Liability Team
Markel Insurance announced two key appointments within its marine & energy liability underwriting team in London, appointing Josephine Stroud as head of energy liability and Jenny McFarlane as senior underwriter – marine & energy liability. Both appointments follow the establishment …
Setback for TikTok as EU Court Adviser Backs Gatekeeper Label
An adviser to Europe’s highest court recommended on Oct. 15 that TikTok lose its challenge to its “gatekeeper” status under landmark EU rules, backing regulators in a closely watched test of the bloc’s efforts to curb Big Tech’s power. The …
People Moves: Opterrix Promotes Krupar to Chief Commercial Officer
Opterrix, a risk intelligence platform serving the property and casualty insurance industry, has promoted Rich Krupar to chief commercial officer. In the expanded role, Krupar will lead the company’s commercial strategy, growth and revenue initiatives while helping bring Opterrix’s evolving …





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