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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,



Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts
M 1.6 - 57 km NW of Toyah, Texas
Time
2026-07-22 18:57:16 UTC
2026-07-22 18:57:16 UTC at epicenter
Location
31.646°N 104.259°W
Depth
4.47 km (2.78 mi)
M 2.0 - 10 km NW of Pinnacles, CA
Time
2026-07-22 18:53:52 UTC
2026-07-22 18:53:52 UTC at epicenter
Location
36.604°N 121.212°W
Depth
3.82 km (2.37 mi)
M 3.2 - 105 km SSE of Akhiok, Alaska
Time
2026-07-22 18:51:31 UTC
2026-07-22 18:51:31 UTC at epicenter
Location
56.127°N 153.322°W
Depth
6.10 km (3.79 mi)
M 2.8 - 100 km SSE of Akhiok, Alaska
Time
2026-07-22 18:48:39 UTC
2026-07-22 18:48:39 UTC at epicenter
Location
56.153°N 153.374°W
Depth
5.20 km (3.23 mi)
M 4.8 - Kermadec Islands region
Time
2026-07-22 18:29:39 UTC
2026-07-22 18:29:39 UTC at epicenter
Location
31.542°S 179.924°E
Depth
346.44 km (215.27 mi)
M 1.7 - 57 km NW of Toyah, Texas
Time
2026-07-22 18:14:41 UTC
2026-07-22 18:14:41 UTC at epicenter
Location
31.654°N 104.251°W
Depth
6.56 km (4.08 mi)
M 4.9 - 96 km SSE of Akhiok, Alaska

ShakeMap - IV DYFI? - II

Time
2026-07-22 18:13:23 UTC
2026-07-22 18:13:23 UTC at epicenter
Location
56.199°N 153.375°W
Depth
16.20 km (10.07 mi)
M 1.7 - 23 km ESE of Naalehu, Hawaii
Time
2026-07-22 18:07:42 UTC
2026-07-22 18:07:42 UTC at epicenter
Location
18.960°N 155.389°W
Depth
31.18 km (19.37 mi)
M 2.0 - 12 km S of Pedro Bay, Alaska
Time
2026-07-22 18:04:53 UTC
2026-07-22 18:04:53 UTC at epicenter
Location
59.674°N 154.147°W
Depth
166.00 km (103.15 mi)
M 0.7 - 5 km WNW of Little Lake, CA
Time
2026-07-22 18:04:07 UTC
2026-07-22 18:04:07 UTC at epicenter
Location
35.956°N 117.951°W
Depth
2.75 km (1.71 mi)

Insurance Journal
People Moves: Grange Names Conte Chief Distribution Officer; McCabe to Succeed Wilcox as EVP and COO, Personal Lines, at Encova
Grange Insurance Names Conte Chief Distribution Officer Grange Insurance, based in Columbus, Ohio, named Krista Conte chief distribution officer. With more than 20 years of industry experience, Conte most recently served as executive vice president of insurance and distribution at …
Insurer Rewards Can Boost Climate Resilience Spending, Aon Says
Insurers can drive improvements in climate resilience by rewarding companies that invest to protect their businesses, rather than simply penalizing risky assets with higher premiums, according to a senior executive at Aon Plc. “Our role as an intermediary is to …
OpenAI Models Hacked Another Company’s Systems by Mistake
OpenAI said its advanced artificial intelligence models inadvertently hacked Hugging Face Inc. in an “unprecedented” incident that prompted fresh calls for curbs on the technology. The ChatGPT-maker said in a blog post Tuesday that the models broke into Hugging Face’s …
Chubb Q2 Net Income Down 3.8% on ‘Overly Soft’ Large Account, E&S Property
Second quarter 2026 net income at insurer Chubb was down 3.8% compared to the same period in 2025 to about $2.85 billion, with property/casualty underwriting income up 18.8% to about $1.9 billion. Pretax net catastrophe losses were $475 million compared …
Florida’s Share of Claims Lawsuits Now About Half of 2020 Numbers, Data Show
At the height of the Florida property insurance crisis in the early 2020s, one statistic seemed to galvanize the movement for reforming the state’s insurance claims litigation statutes: Floridians had produced about 9% of all homeowners’ claims in the U.S. …
Google Expands in Miami After Its Billionaire Founders Buy Homes
Alphabet Inc. has more than quadrupled its office space in Miami this year shortly after co-founders Larry Page and Sergey Brin bought homes in the area. Google’s parent company signed a lease this spring to expand to about 45,000 square …
UK Lawmaker Lucy Rigby Appointed City Minister in Charge of Financial Services
New Prime Minister Andy Burnham appointed Lucy Rigby as Britain’s City Minister on Tuesday, putting her in charge of overseeing the country’s financial services sector. Rigby was in that role under Keir Starmer’s government between September last year and May …
Insurance M&A Pace Down 15% in First Half 2026: OPTIS
Insurance agency mergers & acquisitions in the first six months of 2026 were down 15% compared with the same period last year. As it did in its first-quarter report, investment banking and financial consulting firm OPTIS Partners said a downward …
Luxury Homes Are Raising Risks for California FAIR Plan
As California’s wildfire insurance crisis drives homeowners to the state’s insurer of last resort, wealthy areas such as Beverly Hills, Malibu and Bel Air make up an increasingly large portion of the liability exposure — a dynamic that experts fear …
Insurers Must Defend Hotels Accused of Sex Trafficking of Minors
Insurance companies cannot invoke “overriding public policy” in order to refuse to defend insured hotel owners and managers accused of enabling and profiting off of sex trafficking of minors, even though the state has criminalized such trafficking. “[N]either an insurer’s …





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