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Yours in service,

Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts

M 0.8 - 2 km N of The Geysers, CA

Time: 2026-04-07 17:34:32 UTC; 2026-04-07 17:34:32 UTC at epicenter
Location: 38.792°N 122.757°W
Depth: 1.09 km (0.68 mi)

M 2.5 - 130 km E of Chignik, Alaska

Time: 2026-04-07 17:32:57 UTC; 2026-04-07 17:32:57 UTC at epicenter
Location: 56.105°N 156.330°W
Depth: 1.20 km (0.75 mi)

M 0.8 - 14 km ENE of Borrego Springs, CA

Time: 2026-04-07 17:27:33 UTC; 2026-04-07 17:27:33 UTC at epicenter
Location: 33.295°N 116.237°W
Depth: 3.38 km (2.10 mi)

M 0.6 - 18 km NW of Parkfield, CA

Time: 2026-04-07 17:25:11 UTC; 2026-04-07 17:25:11 UTC at epicenter
Location: 36.015°N 120.573°W
Depth: 2.28 km (1.42 mi)

M 1.8 - 30 km W of Karluk, Alaska

Time: 2026-04-07 17:18:18 UTC; 2026-04-07 17:18:18 UTC at epicenter
Location: 57.624°N 154.962°W
Depth: 26.50 km (16.47 mi)

M 1.6 - 27 km E of Skwentna, Alaska

Time: 2026-04-07 17:14:39 UTC; 2026-04-07 17:14:39 UTC at epicenter
Location: 62.005°N 150.873°W
Depth: 63.10 km (39.21 mi)

M 2.9 - 109 km ESE of Chiniak, Alaska

Time: 2026-04-07 17:10:59 UTC; 2026-04-07 17:10:59 UTC at epicenter
Location: 57.273°N 150.576°W
Depth: 5.00 km (3.11 mi)

M 1.3 - 31 km SE of Skwentna, Alaska

Time: 2026-04-07 17:04:37 UTC; 2026-04-07 17:04:37 UTC at epicenter
Location: 61.818°N 150.914°W
Depth: 64.90 km (40.33 mi)

M 1.8 - 52 km W of Mentone, Texas

Time: 2026-04-07 17:00:06 UTC; 2026-04-07 17:00:06 UTC at epicenter
Location: 31.697°N 104.149°W
Depth: 4.08 km (2.53 mi)

M 0.7 - 6 km NW of Anza, CA

Time: 2026-04-07 16:50:54 UTC; 2026-04-07 16:50:54 UTC at epicenter
Location: 33.591°N 116.727°W
Depth: 12.77 km (7.93 mi)

Insurance Journal

Markets/Coverages: INSTANDA MAX Launched for Commercial Lines Insurers; Novacore Launches Aerospace Segment
Artificial intelligence-enabled program administrator INSTANDA said its launch of INSTANDA MAX enables commercial lines and non-admitted insurers to underwrite tens-of-thousands of complex assets under a single policy at both the portfolio and individual item level in real-time. Patent-pending INSTANDA MAX …

Strong Underwriting, Investment Income Bolster P/C Income in 2025, Says Moody’s
Twenty insurers rated by Moody’s reported net income of $69 billion in 2025, up 29% over 2024, as the combined ratio for the group improved in 2025 to 88.4 from 91.7 the prior year. Losses from the Los Angeles wildfires …

House Explosion in Illinois Kills Three People
An explosion at a Troy, Illinois, house and ensuing fire killed three people. The cause is under investigation. Several homes and buildings on the property were still standing, but the home where the explosion occurred was destroyed, according to media …

Kentucky Insurance Agent Charged With Keeping Church’s Premium Payments
A Kentucky insurance agency owner has been charged with diverting premiums from a church client, and the Kentucky Department of Insurance is investigating other clients. Multiple news sites reported that Glen “David” Ramey, 59, an agent and owner of David …

Texas Coffee Bar Owes Back Wages for 36 Workers Over Tip Pool Violations
A Texas coffee bar and lounge must pay $85,197 for operating an illegal tip pool. The U.S. Department of Labor recovered the back wages for 36 employees after an investigation reportedly found a coffee bar and lounge in Buda operated …

India Plans Sovereign Guarantees for Insurers as Iran War Hikes Shipping Risks: Sources
India is planning sovereign guarantees to support insurers that provide cover for vessels traveling in the Persian Gulf, as the Middle East war increases the risks to shipping, said government and industry sources familiar with the matter. The plan includes …

People Moves: ALDOI Names Tompkins Consumer Services Manager
The Alabama Department of Insurance named Stephanie Tompkins manager of the department’s Consumer Services Division, succeeding Dusty Smith, who was promoted to be deputy commissioner for insurance regulation. Tompkins has 25 years of experience in the insurance business and regulation, …

GAO: Wind Risk Linked to Larger Insurance Premium Jumps Than Wildfire
A new report from the Government Accountability Office finds that average premium increases between risk levels are larger for wind than for wildfire. Between 2019 and 2024, homes in areas classified as severe or extreme wind risk had premiums about …

Insurer Nationwide Operating Income Up 37% in 2025
Insurer Nationwide finished 2025 with net operating income up 37% compared with 2024, to $4.3 billion as total sales and premiums were up 7% to a record $73.2 billion. The Columbus, Ohio-based mutual insurance company—entering its 100th year of operation …

Police Chases Result in 8 Deaths in a Week, 4 of Them in Alabama
TROY, Ala. (AP) — A series of police pursuits have led to at least eight deaths around the country in less than a week amid ongoing calls from some law enforcement experts to curb risky high speed car chases. In …