Commercial Insurance - ISU Republic

Think of all the time, energy and hard work you put into your business...

Business exposures are inevitable but recognizing and insuring against those exposures will make all the difference if and when a loss occurs. We offer several tailored programs for industry specific businesses so your coverage is broad and your premiums are reduced. We are able to monitor your experience modification (applies to workers' compensation policies), assist with claims and offer the highest level of customer service. We continue to make sure you receive the right coverage with the best rates by evaluating your insurance policies every year.

We offer special programs for:

Attorneys - Contractors - Real Estate Developers - Restaurants - Television Stations - Social Services - Hotels - Non Profit - Apartment Buildings - Shopping Centers - Manufacturers - Charter Schools - Offices - Retail - Wholesale - Importers - Exporters - Sporting Goods - and more...

We offer the following commercial policies:

Business Owners Policy (BOP) - Business Property - Business Liability - Commercial Umbrella and Excess Liability - Inland Marine - Professional Liability - Commercial Earthquake - Employment Practices Liability Insurance - Workers Compensation - Business Auto - Business Interruption - Group Health - Group Life - Employee Benefits - Errors and Omissions - Directors and Officers - Equipment Breakdown - and more...

USGS Alerts

M 0.5 - 3 km SSW of Salcha, Alaska

Time: 2024-10-07 00:40:43 UTC; 2024-10-07 00:40:43 UTC at epicenter
Location: 64.496°N 146.935°W
Depth: 3.80 km (2.36 mi)

M 1.4 - 5 km SSE of Salcha, Alaska

Time: 2024-10-07 00:36:37 UTC; 2024-10-07 00:36:37 UTC at epicenter
Location: 64.476°N 146.878°W
Depth: 1.40 km (0.87 mi)

M 5.0 - south of the Kermadec Islands

Time: 2024-10-07 00:33:16 UTC; 2024-10-07 00:33:16 UTC at epicenter
Location: 33.538°S 178.010°W
Depth: 10.00 km (6.21 mi)

M 4.2 - 285 km SW of Bandar Lampung, Indonesia

Time: 2024-10-07 00:32:55 UTC; 2024-10-07 00:32:55 UTC at epicenter
Location: 7.060°S 103.259°E
Depth: 10.00 km (6.21 mi)

M 0.7 - 3 km SE of San Jacinto, CA

Time: 2024-10-07 00:30:09 UTC; 2024-10-07 00:30:09 UTC at epicenter
Location: 33.766°N 116.932°W
Depth: 12.56 km (7.80 mi)

M 1.7 - 37 km WSW of Independence, CA

Time: 2024-10-07 00:15:56 UTC; 2024-10-07 00:15:56 UTC at epicenter
Location: 36.623°N 118.548°W
Depth: 1.26 km (0.78 mi)

M 2.5 - 17 km WSW of Toms Place, CA

DYFI? - I

Time: 2024-10-07 00:15:40 UTC; 2024-10-07 00:15:40 UTC at epicenter
Location: 37.483°N 118.846°W
Depth: 3.25 km (2.02 mi)

M 0.6 - 1 km SW of Carnelian Bay, California

Time: 2024-10-06 23:41:16 UTC; 2024-10-06 23:41:16 UTC at epicenter
Location: 39.217°N 120.097°W
Depth: 8.70 km (5.41 mi)

M 1.9 - 62 km WSW of Paxson, Alaska

Time: 2024-10-06 23:36:42 UTC; 2024-10-06 23:36:42 UTC at epicenter
Location: 62.855°N 146.732°W
Depth: 190.00 km (118.06 mi)

M 3.0 - 92 km SSW of Kaktovik, Alaska

Time: 2024-10-06 23:36:30 UTC; 2024-10-06 23:36:30 UTC at epicenter
Location: 69.377°N 144.618°W
Depth: 7.20 km (4.47 mi)

Insurance Journal

California Commissioner Orders 1-Year Moratorium for Residents Affected by Boyles Fire
California Insurance Commissioner Ricardo Lara issued a mandatory one-year moratorium on insurance companies to preserve residential insurance coverage for more than 16,000 policyholders affected by the Boyles Fire located in Lake County. The commissioner’s order shields those living within the …

Optio to Acquire Luxembourg-Based Film and Events MGA, Circles Group
Optio Group, the London-based specialty managing general agent, announced it has acquired the Luxembourg-based MGA, Circles Group for an undisclosed sum, subject to regulatory approval. The acquisition of Circles, Optio’s largest in Europe to date, represents a strategically critical development …

AM Best Withdraws Credit Rating of Farmers Mutual Insurance Co. of Michigan
AM Best has revised the outlook to negative from stable for the Long-Term Issuer Credit Rating (Long-Term ICR) and affirmed the Financial Strength Rating (FSR) of C++ (Marginal) and the Long-Term ICR of “b+” (Marginal) of Farmers Mutual Insurance Company …

Tesla Recalls Over 27,000 Cybertrucks in Fifth Callback This Year
Tesla said on Thursday it would recall more than 27,000 Cybertrucks in the United States due to delayed rear-view camera images that could impair driver visibility and increase crash risks. This is the fifth recall issued by Tesla for 2024 …

Texas AG Sues TikTok For Violating State’s New Social Media Law
Texas Attorney General Ken Paxton sued TikTok on Thursday for sharing and selling minors’ personal information, violating a new state law that seeks to protect children who are active on social media, accusations that the company denied hours later. The …

People Moves: Ryan Specialty Underwriting Managers Appoints Leadership Team Members
Ryan Specialty, headquartered in Chicago, named new leadership within its specialty underwriting segment, Ryan Specialty Underwriting Managers (RSUM). Eric Quinn was promoted to executive vice president – capital and product strategy. Quinn joined RSUM through the acquisition of All Risks …

Officials Identify Driver Who Crashed Into Texas Pipeline, Sparking Fire
The driver of a vehicle that crashed into a pipeline valve and sparked a four-day fire that forced the evacuation of nearby neighborhoods in a Houston suburb was a local 51-year-old man, according to police. Remains found in the SUV …

Live Nation Found Not Liable for Death of 3 Campers at Michigan Music Fest
BROOKLYN, Mich. (AP) — Concert promoter Live Nation isn’t responsible for the deaths of three young men who succumbed to carbon monoxide poisoning from a generator while camping at a Michigan music festival in 2021, the state appeals court said. …

Africa Specialty Risks Begins Operating as Lloyd’s Service Company
Africa Specialty Risks (ASR), the pan-African and Middle East-focused reinsurance group, announced that has begun operating as a Lloyd’s service company. As a Lloyd’s service company, ASR’s UK based entity, Africa Specialty Risks Ltd. (ASR Ltd.), is underwriting on behalf …

Rebuild or What? Florida Towns Hit Three Times by Hurricanes Face Tough Choice
HORSESHOE BEACH, Fla. (AP) — It was just a month ago that Brooke Hiers left the state-issued emergency trailer where her family had lived since Hurricane Idalia slammed into her Gulf Coast fishing village of Horseshoe Beach in August 2023. …